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  • Ft Lauderdale FL Life Insurance

Life Insurance,There are two basic types of life coverage. Term Insurance and permanent Life or Cash Value Insurance. Term  insurance policies provides protection only and usually ends at a specific period in time.

This policy provides a death benefit which is paid to the named beneficiary. The policy does not  build cash value.

Permanent life insurance or  Whole Life last for the life time of the insured as long as the premiums are paid. The insurance company will pay a death benefit to the beneficiary listed according to the terms of the insurance contract. Permanent insurance build cash value over time and can be used to supplement retirement income.

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